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Please help me understand this:) 10 points?
What type of debt is less attractive to the consumer? The unsecured debt mortgage debt Collateralized Debt lease generally, what is the maximum percentage of your net income should be spent in their own home? 18% 28% 38% 48% What is the highest percentage of net revenue to allocate to your debts? 26% 36% 46% 56%. Which the following statements is not generally considered a luxury? A holiday of a car designer clothes more expensive Which of following is not considered a housing cost? Monthly rent payments alimony payments mortgage payments Television Association Cable
Sorry I can not answer some of these issues. I do not like the "golden rules" because it depends on other circumstances. I'd say a car is not a luxury, almost by elimination process. Other options are clearly discretionary, so normally a car you can use to promote their use (one way). I know that many people travel without a car well. I would not consider television cable, at the expense of housing, as the burden of reality entertainment. I thought your first question on types debt. Obviously, there are advantages and disadvantages of each, even if only from the point of view of consumers. For example, debt unsecured interest rate will be higher (the credit card debt in general much higher than mortgage debt because the card issuer takes more risk than the issuer of the mortgage). But instead that the consumer will automatically lose any property If you default. I may be the best answer is the debt of the lease, because it's not really develop. After the lease tend to abandon the property.
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